Terms & Conditions

These terms and conditions are important and should be read carefully before using this Website. They exist to protect both you and us.

If you do not agree with any of these Terms and Conditions, you must not use this Website. By accessing or using this Website, you confirm that you fully agree to be bound by these Terms and Conditions.

1. Acceptance of Terms

By using this Website, you accept these Terms and Conditions in full. If you do not accept them, you must immediately discontinue use of the Website. You agree not to use the Website for any unlawful purpose or in any way that breaches these Terms.

2. Changes to the Website

We reserve the right to modify these Terms and Conditions at any time without prior notice. Continued use of the Website following changes constitutes acceptance of the updated Terms.

We may change, suspend, or discontinue any part of the Website at any time without liability.

3. Our Service

3.1 Broker Service

This Website is operated by a loan referral service and is not a lender. We use automated systems to match user requests with third-party lenders or lending partners based on application details, preferences, and lender criteria.

We do not charge users any fee for submitting a loan request. We do not provide loans, determine eligibility, or set loan terms.

3.2 Third-Party Lenders

If a third-party lender or lending partner accepts your request, you may be redirected to their website or contacted directly to complete the process.

3.3 Alternative Offers

If a lender cannot offer the requested amount or term, alternative loan options may be presented. You are under no obligation to accept any offer.

3.4 Personal Information

By submitting a request, you authorize us to share your information with third-party lenders and partners for the purpose of evaluating your request. These parties may contact you regarding your application.

Additional information about how personal data is handled can be found in our Privacy Policy.

3.5 Alternative Financial Services

If no lender is able to approve your request, you may be referred to alternative financial services, such as credit reporting or debt assistance providers.

3.6 Free Service

Our service is free to users. We may receive compensation from third-party partners if a referral results in a transaction.

3.7 Third-Party Fees

Some third-party services may charge fees. Any such fees are determined by the third party, and we are not responsible for disputes or refunds related to those fees.

3.8 Rates and Repayments

Any loan amounts, terms, or interest rates shown are examples only and may not be available to all users. Submitting a request does not guarantee approval.

3.9 Credit Checks

Lenders may perform credit checks using traditional or alternative credit reporting agencies. By submitting a request, you authorize such checks as part of the evaluation process.

3.10 Decisions

All lending decisions are made solely by third-party lenders. We have no control over approvals, loan terms, or funding timelines.

3.11 Accounts

Some features of the Website may require account creation. You are responsible for maintaining the confidentiality of your account information.

4. Liability

We are not liable for any loss or damage arising from use of the Website or reliance on third-party services, except where liability cannot be excluded by law.

5. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, availability, or practices of those websites.

6. Intellectual Property

All content on this Website is protected by applicable intellectual property laws and may not be copied, reproduced, or distributed without prior written permission.

7. Privacy and Cookies

Use of this Website is governed by our Privacy Policy. The Website uses cookies for analytics and functionality purposes.

8. Indemnity

You agree to indemnify and hold harmless the Website operator from any claims arising from your use of the Website or violation of these Terms.

9. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

10. Governing Law

These Terms are governed by applicable laws and regulations.

11. Representative Example

Loan Amount Interest Rate Loan Term APR Total Repayment
$1,000 24.00% 12 months 29.82% $1,134.72
$5,000 13.00% 48 months 18.23% $6,320.12

Loan terms range from 61 days to 84 months. Maximum APR not to exceed 35.99%. Not all applicants will qualify. This Website does not make loans or credit decisions. This service is void where prohibited.

12. Trademarks

All trademarks and logos displayed on this Website are the property of their respective owners. Unauthorized use is strictly prohibited.